| 论有控制的透支作自动贷款 |
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| 引用本文： | 陈锡柱.论有控制的透支作自动贷款[J].郑州航空工业管理学院学报(管理科学版),1992(2). |
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| 作者姓名： | 陈锡柱 |
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| 摘 要： | 深化改革中打破不能“透支”的禁区,允许企业在协议限额内透支作自动贷款,是一种好的融资方式,它改变单一的固定性贷款,能与自动性贷款相结合,解决死贷款与活收支的矛盾,对经济发展,对银企双方有利,可盘活巨额信贷资金。
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| 关 键 词： | 企业财务管理 银行贷款 透支 融资 资信度 利率 |
On Using Controllable Overdraft as Automatic Loan |
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| Chen Xizhu.On Using Controllable Overdraft as Automatic Loan[J].Journal of Zhengzhou Institute of Aeronautical Industry Management,1992(2). |
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| Authors: | Chen Xizhu |
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| Abstract: | Overdraft is not allowed in banking affairs and this forbidden area should be broken through along with the reform. The article holds that allowing bussiness firms to overdraw an agrccable, limitcd sum of money as automatic loan is an advantageous way to raise funds, Which alters the single pattern of fixed loan, benefits economic development and both banks and business firms, and wakes full use of loan capital. |
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| Keywords: | business financial management bank loan overdraw financing credit standing interest rate |
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