| 个人诚信体系及其框架研究 |
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| 引用本文： | 欧志伟,郭继丰.个人诚信体系及其框架研究[J].郑州航空工业管理学院学报(管理科学版),2003,21(1):23-25. |
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| 作者姓名： | 欧志伟 郭继丰 |
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| 作者单位： | 上海社科院远东市场研究中心 上海023000
(欧志伟)，上海社科院远东市场研究中心 上海023000(郭继丰) |
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| 摘 要： | 个人诚信体系是信用体系的重要构成部分，对一个国家的金融和经济安全，以及促进消费增长发挥着重要作用。我国建立个人诚信体系可以扩大内需，防范和化解信用风险、金融风险，促进现代市场信用体系的完善。文章提出了我国建立个人诚信的框架体系。
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| 关 键 词： | 个人诚信体系 信用风险 金融风险 信用评级 |
| 文章编号： | 1007-9734(2003)01-0023-03 |
| 修稿时间： | 2002年12月5日 |
Study on Individual Credit System Frame |
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| OU Zhi-wei,GUO Ji-feng.Study on Individual Credit System Frame[J].Journal of Zhengzhou Institute of Aeronautical Industry Management,2003,21(1):23-25. |
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| Authors: | OU Zhi-wei GUO Ji-feng |
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| Abstract: | Individual credit system is a major constitution of credit system, which has great affects on state finance and economy security and will improve consumption increase. In China, the establishment of individual credit system can enlarge domestic demands, prevent and resolve credit risks and financial risks and perfect the construction of modern market credit system. Based on the understandings above, the author puts forward an individual credit system frame in China. |
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| Keywords: | individual credit system credit risks financial risks credit investigation credit rating |
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