基于企业现实危险性的浮动费率确定方法

针对当前工伤保险行业差别费率档次划分过少过粗,浮动费率机制处于起步摸索阶段,浮动范围和评价指标及指标体系尚未形成比较科学的模式,不能有效发挥浮动费率对事故预防的激励机制这一现状,设计了通过企业现实危险性与支缴率结合联合确定浮动费率的新方法。

The way of confirmation of floating rate based on the real-life fatalness

Based on the analysis of the actuality of occupational injury insurance,at present,the classification of different premium rate is few and coarse,the floating rate mechanism is on the groping phase,floating scope and estimated index as well as index system haven't formed into comparatively reasonable mode,floating rate can't exert available preventing function.So the article designs a new way for confirming the floating rate,combine the real-life fatalness of the corporation with the ratio of expense and payment to confirm the floating rate.