| 我国商业银行信贷业务中亟需解决的问题及建议 |
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| 引用本文： | 周芙蓉.我国商业银行信贷业务中亟需解决的问题及建议[J].郑州航空工业管理学院学报(管理科学版),2003,21(4):21-22. |
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| 作者姓名： | 周芙蓉 |
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| 作者单位： | 北京理工大学管理与经济学院 北京100081 |
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| 摘 要： | 人的全面发展是马克思主义教育观的核心。文章阐述了素质教育所包含的内容，结合大学生成长的实际情况对素质教育具体实施的途径和方法作了研究。
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| 关 键 词： | 高等教育 大学生 素质教育 途径 |
| 文章编号： | 1007-9734(2003)04-0021-02 |
| 修稿时间： | 2003年7月10日 |
Suggestions on the Urgent Problems in Credit Business of Chinese Commercial Banks |
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| ZHOU FU-rong.Suggestions on the Urgent Problems in Credit Business of Chinese Commercial Banks[J].Journal of Zhengzhou Institute of Aeronautical Industry Management,2003,21(4):21-22. |
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| Authors: | ZHOU FU-rong |
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| Institution: | ZHOU FU-rong |
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| Abstract: | By comparing Chinese commercial banks with those in the U.S.,some problems existed in Chinese commercial banks are found.First,the rate of deposit and loan is much higher and the debt structure is relatively simple.Second,intermediate business is not enough while credit business accounts for too much and the rate of troubled loan is too high.Third,unreasonable priority service in credit business to nation-owned enterprises is given.To counter these problems,some suggestions about the reform of commercial banks are put forward. |
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| Keywords: | commercial banks credit features assets structure debt structure revenue structure the rate of troubled loan |
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