金融工程学的发展和基本功能

金融工程产生的原因在于布雷顿森林体系之后的浮动汇率制和全球经济贸易金融一体化。其主要内容包括期权类组合、互换类组合和复合票据组合三大类。金融工程的宏观功能在于资产保值增值和规避风险;促进金融业的有效竞争,提高金融市场的效率;降低企业融资成本,促进经济健康发展。有效的金融监管和金融现货市场的发达完善是实施金融工程必须具备的客观条件。

Development ＆ Basic Functions of Financial Engineering

The article systematically illustrates the financial engineering-a new edged science.The reasons for the generation of financial engineering are the floating foreign exchange rate system and global integration of economy,trade,and finance after Bretton Woods system,and its major contents include futures combination,mutual-exchange combination and compound bill combination.The macro-functions of financial engineering include assets value maintenance and appreciation and evading risks,facilitating the effective competition of the financial industry;enhancing the efficiency of the financial market;reducing the cost of corporate financing,and promoting the healthy development of the economy.Effective financial monitoring and developed financial physical market are the prerequisites for financial engineering of a（country）.